Best Choice Roofing St. Louis — Roofing Pricing & Financing Guide

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Replacing your roof is one of the most significant investments you’ll ever make in your home — and understanding what drives the price can make all the difference. At Best Choice Roofing St. Louis, we believe in transparency, education, and craftsmanship that stands the test of time.

This detailed pricing guide explains what to expect when budgeting for an asphalt shingle roof replacement in the St. Louis and St. Charles area. You’ll learn about cost ranges, materials, labor, financing options, and how to compare estimates confidently — so you can make an informed decision that protects your home and wallet.

Average Roofing Prices in St. Louis

In the Greater St. Louis area, most full asphalt shingle roof replacements fall between $10,000 and $25,000. However, that range can shift depending on your home’s size, roof design, chosen materials, and accessibility.

Here’s a simple way to estimate:

Small one-story homes (1,000–1,800 sq. ft.) typically start around $10,000–$13,000.
Mid-sized homes (2,000–3,000 sq. ft.) often range $15,000–$20,000.
Larger or complex roofs (3,500+ sq. ft.) may reach $22,000–$25,000 or more.

Keep in mind that roofing is both a structural and protective system. The goal isn’t just to stop leaks, it’s to improve energy efficiency, prevent future water damage, and preserve long-term property value.

What Factors Drive the Price Up?

Roofing isn’t a one-price-fits-all project. Here are the major factors that increase your investment — and why they matter.

1. Premium Materials and Shingle Type

Not all shingles are created equal. Architectural and impact-resistant shingles from brands like CertainTeed, GAF, and Owens Corning cost more upfront, but they offer stronger wind resistance, better aesthetics, and extended warranties that can last 40–50 years.
High-end shingles may also feature reflective coatings or advanced granules that improve energy efficiency and UV protection — a benefit in Missouri’s hot summers.

2. Roof Complexity

Every valley, dormer, or skylight adds time and precision to your project. Multi-level or steep roofs require additional safety gear and setup, which increases labor hours.

Dormers and skylights demand custom flashing and waterproofing.
Multiple pitches or hips require more shingle cutting and layout planning.
Taller homes often need scaffolding or cranes for safe material transport.

3. Structural Repairs and Decking Replacement

If your roof decking (the plywood or OSB base layer) shows rot, sagging, or water damage, it must be replaced before installing new shingles. This can add $1–$3 per square foot, but it ensures a stable, long-lasting installation.

4. Permits and Local Regulations

Some St. Louis municipalities, especially in historic districts, require additional permits, inspections, or architectural approvals. While these steps protect neighborhood aesthetics and safety, they can add administrative time and cost.

5. Timing and Seasonality

Roofing demand in Missouri spikes between March and July as homeowners use tax refunds and favorable weather to schedule projects. Booking early in the year can help secure materials and lock in pricing before seasonal increases.

What Factors Drive the Price Down?

You can save significantly without compromising quality by understanding what keeps project costs low.

1. Simple Roof Design

A basic gable or hip roof with minimal penetrations is the most affordable structure to replace. Fewer cuts and intersections mean less waste and faster installation.

2. Easy Access

Single-story homes with clear driveway or yard access reduce setup and labor time. When crews can load and unload materials directly from a truck, efficiency rises — and costs fall.

3. Minimal Repairs or Add-Ons

If your decking is solid and ventilation meets modern codes, your costs will be lower. Avoiding extras like skylight replacements or attic reconfiguration can help maintain budget.

4. Standard Material Options

Architectural shingles remain the industry’s sweet spot — offering excellent durability and style without the high price tag of premium designer shingles.

Hidden Roofing Costs to Keep in Mind

Even with a clear estimate, certain variables can affect your total project cost. Always confirm what’s included before signing a contract.

Decking replacement: Required if your roof’s plywood is soft or water-damaged.
Ventilation upgrades: Needed to meet current codes and improve efficiency.
Permit or inspection fees: Vary by municipality in the St. Louis metro.
Old roof disposal: Quality contractors include dumpster and disposal fees in your quote.

At Best Choice Roofing, all pricing is transparent. You’ll receive a detailed, itemized estimate before any work begins.

Why Roofing Quotes Vary: Quality vs. Cost

When comparing roofing estimates, it’s easy to wonder why prices differ so much. The truth? You’re not always paying for the same level of quality, safety, or accountability.

Why Some Roofing Companies Charge More

Higher bids usually reflect greater investment in craftsmanship and protection, not inflated prices.

Certified, insured crews: Licensed, fully covered professionals protect you from liability.
Manufacturer-approved installers: Certification qualifies your roof for full system warranties.
Stronger safety standards: Proper equipment and training reduce errors and ensure precision.
Project management and inspections: Dedicated oversight guarantees every detail is done right.

Reputable contractors price their work to last — doing the job right the first time instead of cutting corners that cost you later.

Why Some Quotes Are Cheaper

Low bids often come with risks that show up after installation.

Uninsured subcontractors: You could be liable for on-site injuries.
Inferior materials: Thin underlayment or cheap fasteners shorten roof life.
No certification: Your warranty may be void before it begins.
No workmanship guarantee: If issues arise, you’re left paying for repairs.

If a quote seems unusually low, ask about materials, insurance, and warranties. The right roofing partner values your long-term peace of mind, not just the lowest upfront price.

Best Choice Roofing’s Pricing Tiers

We offer three core roofing packages to match your needs, warranty preferences, and budget. Each includes professional installation, cleanup, and final inspection.

Basic Package

Entry-level 3-tab shingles (limited market availability)
5-year workmanship warranty
Ideal for homeowners preparing to sell or flipping a property

Mid-Tier Package

Architectural shingles with dimensional appearance
Upgraded synthetic underlayment
25-year workmanship warranty
Balanced performance and value for long-term homeowners

Premium Package

Designer or impact-resistant shingles for maximum protection
Full-system installation: underlayment, ventilation, starter strips, and ridge caps
50-year non-prorated manufacturer warranty
Best for homeowners seeking lifetime coverage and resale value

Lifetime Cost vs. Initial Price

A lower price tag may feel good at first, but over time, quality wins. A premium roofing system:

Requires fewer repairs and maintenance visits
Can last twice as long as a basic system
Improves energy efficiency and attic ventilation
Boosts resale value and curb appeal

Over 20–30 years, investing in a higher-grade roof often saves thousands compared to repeat repairs or early replacements.

Example St. Louis Roofing Projects

Roofing Pricing FAQs

Can I get a new roof under $10,000?

Possibly, but it typically applies to smaller homes or low-slope roofs. Expect shorter warranties and more limited material options.

How do I pick the best roofer and estimate?

When comparing contractors, price should be just one part of the equation. Look for:

Proof of insurance and licensing
Manufacturer certifications (like GAF Master Elite or Owens Corning Platinum)
Written warranty details for both labor and materials
References or photos of recent work
Detailed scope of work that lists materials and accessories

Choosing the lowest bid can cost more in the long run if corners are cut on materials or installation.

Will my insurance cover my new roof?

Homeowners insurance usually covers storm-related or accidental damage — not normal wear and tear. Our experts can inspect your roof and guide you through the claim process.

Is a premium roof worth the cost?

In most cases, absolutely. If you plan to live in your home for 10 years or longer, a premium or mid-tier roof provides far greater long-term value. The enhanced warranties, energy efficiency, and aesthetics often pay for themselves through reduced maintenance and higher resale value.

If you’re selling soon, a mid-tier roof may be the smarter investment — boosting curb appeal and buyer confidence without overextending your budget.

Do you offer financing options?

We partner with Goodleap, a trusted home improvement lender, to make roof replacement affordable for every homeowner. Some popular plan highlights include:

Monthly payments starting around $175
6 months of no payments and no interest for qualified buyers
Fast approvals with minimal paperwork
No penalty for early payoff

Financing is ideal for homeowners waiting on insurance settlements or tax refunds, allowing you to protect your home now and pay later.

What is included in your estimate?

Our quotes include materials, labor, cleanup, disposal, permits, and warranty registration — no surprise fees.

Get an Instant Roofing Estimate

Ready to see what your project might cost? Use our free instant roofing calculator — simply enter your ZIP code and roof size to receive a quick, no-obligation estimate.

Or, schedule a personalized in-home consultation with a Best Choice Roofing specialist to discuss materials, warranties, and financing options tailored to your needs.

BCR: Value Beyond the Price Tag

A roof isn’t just shingles and nails, it’s protection for your home, your family, and your peace of mind. With Best Choice Roofing St. Louis, you’re not only getting fair pricing and premium materials — you’re getting the confidence that your home is covered for decades to come.

Call today or click below to schedule your free, no-pressure inspection today.